Is Bankruptcy Right For You?

Do you seem to be drowning in debt? If you are paying only the minimum amounts due on your bills, can’t budget yourself out of debt, are receiving foreclosures on your loans, or have suffered a severe financial setback then you may want to consider bankruptcy. McRaney & McRaney is available to help you file one of two types of bankruptcy. We can get the creditors off your back while you get back on your feet.

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  • Foreclosures
  • Repossessions
  • Garnishments
  • Law Suits
  • Creditor Harassment
  • Get A Fresh Start
  • Reduce Stress and Pressure
  • Save Auto, Personal Property and Home
  • Take Control of Your Finances

Chapter 7

A Chapter 7 bankruptcy or a “straight bankruptcy” will wipe out the majority of outstanding debts except for debts such as child support or recent back taxes.  It is typically the easiest and quickest form of filing. If you are an individual, married couple, corporation or partnership then you may be eligible to file Chapter 7.  This type of filing will allow you to make a fresh start on your financial matters

Chapter 13

A Chapter 13 bankruptcy or a “wage earner bankruptcy” enables you to set up a payment plan in which you can pay back all of your debts over the course of several years. Individuals and sole proprietors are eligible to file Chapter 13.

Contact McRaney & McRaney at 601-924-5961, or click here to determine whether or not bankruptcy is the correct course of action for you.